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Personal FinanceSavings accounts

How the Federal Reserve can impact your savings account’s interest rate

By
Glen Luke Flanagan
Glen Luke Flanagan and
Cassie Bottorff
Cassie Bottorff
Down Arrow Button Icon
By
Glen Luke Flanagan
Glen Luke Flanagan and
Cassie Bottorff
Cassie Bottorff
Down Arrow Button Icon
January 28, 2026, 2:23 PM ET
Federal Reserve building